If you don't pay your mortgage, you might lose your home

Change in circumstances


One constant in life is change and at April, we give you the freedom to live your life, without being tied down by your mortgage. If, at any time during the term of a mortgage, the property needs to be sold and the mortgage paid off, this can happen without any Early Repayment Charge.


So, for example, if you move in with a  partner, move cities for a new job, or need a bigger house for your family, you are free to sell your home at any time and pay off your April mortgage, without being penalised by an Early Repayment Charge. Similarly, if receive a bonus, an inheritance or windfall, you can always pay off some or all of your mortgage with April, without incurring a charge.


We also understand that life doesn’t always go to plan and there can be stumbling blocks such as divorce, unemployment, or illness standing in the way.


Whatever the change in your circumstances, please get in touch with us to discuss your options. If the changes to your circumstances will require a change to your mortgage, we will work with your broker, who will be able to advise you on the best course of action for your circumstances.

Change in circumstances