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The plus comes as standard.

Built-in flexibility.

Award-winning innovation.

Modern mortgage features built around real life. 

Standard with every April mortgage.

The Plus

Flexibility shouldn't be an add on.

The flexibility your clients need. Built in as standard.

 

+ No Early Repayment Charges (ERCs)
At April we believe customers should have the freedom to do what they want. Selling or using savings? We have no charges when customers repay with their own funds or sell their home. Total control, whenever they need it.

+ Automatic Rate Reduction
Did you know as LTV is lowered whilst on an April mortgage, the rate will drop too? The best part? Your clients don’t need to do anything. No need to product switch, remortgage or any additional paperwork. During the mortgage, the customer can request a valuation to see if their LTV has dropped.

+ Unlimited Overpayments
No limits or fees when customers use their own money. They can pay down their balance on their terms. Included as standard across all our products.

+ Multiple Commissions
We understand the value of advice. Our proc. fee is designed to reward you throughout the fixed-rate period, not just at completion. Because long-term should mean long-reward.

 

More ways to say yes.

Helping more people into homeownership. We go further to help you place cases that might not fit elsewhere.

+ AffordAbility+
We know that for many of your clients, 4x LTI just doesn’t help enough. With AffordAbility+, borrowers can borrow up to 7 times their income. Helping clients who have strong and stable incomes. Or who need that extra boost to secure their dream home.

+ No Deposit
No deposit? No problem. We want to help your clients onto the property ladder sooner. Minus the years of struggling to save. A simpler route into owning a home - without the wait.

Tools & Calculators.

Everything you need to place cases faster.

 

AffordAbility+ Calculator: simple, fast tool to give your clients a borrowing boost.

 

Rate Reducer Calculator: instantly provides results over 5, 10 and 15 years so your clients can see how their rate reduces automatically as their LTV improves.

 

Criteria Search Tool: find answers fast and place cases with confidence.

 

Your client’s home may be repossessed if they do not keep up repayments on their mortgage. All applications are subject to status, affordability checks and lending criteria.