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Introducing our

JBSP+ mortgage.

Our modern longer-term fixed rates with JBSP+ (Joint Borrower Sole Proprietor) can help support affordability where additional borrowers, like family members, are willing to join the mortgage. With support from up to three additional borrowers and up to four incomes considered, the additional borrowers' incomes may be considered as part of the affordability assessment while keeping ownership simple.

 

Whether it's parents helping children onto the ladder, children supporting parents, or changing circumstances creating new opportunities, JBSP+ combines greater borrowing power with the certainty, flexibility and peace of mind that come as standard with every April mortgage.

 

We're starting with a select group of advisors, giving early access to see how it performs in real cases before a wider rollout.

JBSP+

 

JBSP+ Calculator.

Use our simple calculator to review your client(s) affordability below: 

 

JBSP+ Pilot Webinar.

Check out our video below where you can learn more about our JBSP+ mortgage: 

 

 

JBSP+ Document Library.

With our Joint Borrower Sole Proprietor mortgages, all borrowers are responsible for keeping up the repayments, even if they’re not the owner of the property. If repayments aren’t made, the home may be repossessed, so it’s important everyone understands what this means for them.